Insurance
Insurance coverage is an important part of this business, since you are partnering up with self-employed drivers. Below is a list of all our services that pertain to insurance.
Driver Occupational Accident (Injury) insurance
- Self-Employed drivers are required to have accident/injury insurance.
- Every self-employed driver is automatically enrolled in this program offered through AIG, which will provide the drivers up to $50,000 of coverage per incident if they get injured on the job! It costs them only $4.99 per week.
- This insurance policy provides a cushion of protection between you as a client and any potential claims or lawsuits.
Access to Driver Health Benefits (Medical, dental, vision, etc.) – OPTIONAL
- Because drivers are self employed and run their own business, traditional health benefits are much more difficult to come by. Thus, DDI has made available a Limited Medical Plan put together by USNow, which will provide limited coverage for prescriptions, doctor visits, hospital stays and emergency room treatments. There are two tiers – the Basic Plan and the Enhanced Plan.
Insurance Programs DDI works with:
All insurance companies will generally require driver information (ex: DL numbers, D.O.B. info. etc) for your general liability and hired non-owned auto insurances. One of the services here at DDI is that we will work directly with your insurance company to provide this type of information to them. Below are the types of Insurance programs we work with:
- General Liability
- Hired, Non-Owned Auto Liability
- Worker’s Compensation